Welcome to your dream home in the highly desirable Sun 'n Lake community! This beautiful, move-in-ready 3-bedroom, 2-bathroom residence features a desirable split-bedroom floor plan designed for modern comfort and privacy. As you step inside, you are greeted by a spacious great room boasting impressive cathedral ceilings and durable, low-maintenance laminate and tile flooring throughout; completely carpet-free! The open kitchen provides plenty of counter space and cabinetry, perfect for cooking and entertaining. Step out the back door to enjoy a spacious, fully fenced backyard that offers a safe haven for pets and an ideal setup for outdoor gatherings. A huge bonus: this property includes solar panels, providing incredible energy efficiency and substantial savings on your monthly electric utility bills. Residents enjoy access to community perks including championship golf courses, community pool, tennis, and fitness facilities. Don't miss out on this spectacular Sebring gem, schedule your showing today!

Architectural Style FloridaRanch Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces South Exterior Features LightingPrivate YardSidewalkSliding Doors Fencing FencedWood Foundation Details Slab Lot Features ClearedIn CountyLevelNear Golf CourseSidewalkUnincorporated Lot Size Dimensions 80 x 125 Open Parking YN Yes Parking Features DrivewayGarage Door Opener Patio And Porch Features CoveredFront PorchPatioRear PorchScreened Pool Private Yn No Road Frontage Type Street Paved Road Surface Type PavedAsphalt Roof Shingle Spa YN No Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Yn No

Accessibility Features Accessible Approach with RampAccessible BedroomAccessible DoorsAccessible EntranceAccessible Full BathAccessible Hallway(s)Accessible Central Living Area Additional Rooms Great RoomInside Utility Appliances DishwasherElectric Water HeaterRangeRange HoodRefrigerator Building Area Total 2100 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Ceramic TileLaminate Furnished Partially Heating CentralElectricSolar Heating YN Yes Interior Features Cathedral Ceiling(s)Ceiling Fan(s)Chair RailOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatVaulted Ceiling(s)Walk-In Closet(s)Window Treatments Laundry Features Electric Dryer HookupInsideLaundry RoomWasher Hookup Levels One Rooms Primary Bedroom (En Suite BathroomHandicapped AccessibleSingle VanityWalk-In TubWalk-In Closet(s)) Balcony/Porch/Lanai (No Closet) Kitchen (Handicapped AccessibleNo Closet) Great Room (No Closet) Sewer Public Sewer Water Source Public

Additional Lease Restrictions Pool & Fitness Center Pass: Standard resident annual pass rates are roughly $150.00 + tax for an individual or $275.00 + tax for a family. (Otherwisea daily pool guest fee applies). Additional Parcels YN No Amenities Additional Fees Golf Memberships Pool & Fitness Center Pass: Standard resident annual pass rates are roughly $150.00 + tax for an individual or $275.00 + tax for a family. (Otherwisea daily pool guest fee applies) Racquet Sports (ShuffleboardTennisPickleball) Association Amenities ClubhouseFitness CenterParkPlaygroundPoolShuffleboard CourtTennis Court(s) Association Approval Required Yn No Association Fee Includes Maintenance GroundsRecreational FacilitiesSecurity Association Fee Requirement None Association Yn No Cdd Yn No Community Features FishingDeed RestrictionsGolfIrrigation-Reclaimed WaterSidewalks Condo Land Included Yn No Down Payment Resource Yes Electric Photovoltaics Seller Owned Flood Zone Code X Garage Yn Yes Green Energy Efficient IncentivesWindows Green Energy Generation Solar Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalFHAUSDA LoanVA Loan Minimum Lease No Minimum New Construction Yn No Number Of Septics 0 Number Of Wells 0 Occupant Type Owner Ownership Fee Simple Pets Allowed Cats OKDogs OKYes Property Attached YN No Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-IsDocs AvailableSee AttachmentsSign Security Features Smoke Detector(s)Touchless Entry Senior Community Yn No Special Listing Conditions None Tax Annual Amount 1236 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable ConnectedElectricity AvailableElectricity ConnectedSewer ConnectedSolarStreet LightsWater Connected Yrs Of Owner Prior To Leasing Re No Zoning R1

Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of KELLER WILLIAMS SOUTH SHORE: 813-641-8300.

© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-07T13:43:20.263.

3906 Santiago Street

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3906 Santiago Street Sebring, FL 33872

Property Description

Architectural Style	Florida Ranch
Attached Garage Yn	Yes
Carport Yn	No
Construction Materials	Block Stucco
Covered Spaces	2
Direction Faces	South
Exterior Features	Lighting Private Yard Sidewalk Sliding Doors
Fencing	Fenced Wood
Foundation Details	Slab
Lot Features	Cleared In County Level Near Golf Course Sidewalk Unincorporated
Lot Size Dimensions	80 x 125
Open Parking YN	Yes
Parking Features	Driveway Garage Door Opener
Patio And Porch Features	Covered Front Porch Patio Rear Porch Screened
Pool Private Yn	No
Road Frontage Type	Street Paved
Road Surface Type	Paved Asphalt
Roof	Shingle
Spa YN	No
Water Access Yn	No
Water Extras Yn	No
Water View Yn	No
Waterfront Yn	No

Accessibility Features	Accessible Approach with Ramp Accessible Bedroom Accessible Doors Accessible Entrance Accessible Full Bath Accessible Hallway(s) Accessible Central Living Area
Additional Rooms	Great Room Inside Utility
Appliances	Dishwasher Electric Water Heater Range Range Hood Refrigerator
Building Area Total	2100
Cooling	Central Air
Cooling YN	Yes
Fireplace Yn	No
Flooring	Ceramic Tile Laminate
Furnished	Partially
Heating	Central Electric Solar
Heating YN	Yes
Interior Features	Cathedral Ceiling(s) Ceiling Fan(s) Chair Rail Open Floorplan Primary Bedroom Main Floor Split Bedroom Thermostat Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Laundry Features	Electric Dryer Hookup Inside Laundry Room Washer Hookup
Levels	One
Rooms	Primary Bedroom (En Suite Bathroom Handicapped Accessible Single Vanity Walk-In Tub Walk-In Closet(s)) Balcony/Porch/Lanai (No Closet) Kitchen (Handicapped Accessible No Closet) Great Room (No Closet)
Sewer	Public Sewer
Water Source	Public

Additional Lease Restrictions	Pool & Fitness Center Pass: Standard resident annual pass rates are roughly $150.00 + tax for an individual or $275.00 + tax for a family. (Otherwise a daily pool guest fee applies).
Additional Parcels YN	No
Amenities Additional Fees	Golf Memberships Pool & Fitness Center Pass: Standard resident annual pass rates are roughly $150.00 + tax for an individual or $275.00 + tax for a family. (Otherwise a daily pool guest fee applies) Racquet Sports (Shuffleboard Tennis Pickleball)
Association Amenities	Clubhouse Fitness Center Park Playground Pool Shuffleboard Court Tennis Court(s)
Association Approval Required Yn	No
Association Fee Includes	Maintenance Grounds Recreational Facilities Security
Association Fee Requirement	None
Association Yn	No
Cdd Yn	No
Community Features	Fishing Deed Restrictions Golf Irrigation-Reclaimed Water Sidewalks
Condo Land Included Yn	No
Down Payment Resource	Yes
Electric	Photovoltaics Seller Owned
Flood Zone Code	X
Garage Yn	Yes
Green Energy Efficient	Incentives Windows
Green Energy Generation	Solar
Homestead Yn	Yes
Lease Considered YN	Yes
Lease Restrictions YN	No
Listing Terms	Cash Conventional FHA USDA Loan VA Loan
Minimum Lease	No Minimum
New Construction Yn	No
Number Of Septics	0
Number Of Wells	0
Occupant Type	Owner
Ownership	Fee Simple
Pets Allowed	Cats OK Dogs OK Yes
Property Attached YN	No
Property Condition	Completed
Property Sub Type	Single Family Residence
Realtor Info	As-Is Docs Available See Attachments Sign
Security Features	Smoke Detector(s) Touchless Entry
Senior Community Yn	No
Special Listing Conditions	None
Tax Annual Amount	1236
Total Annual Fees	0
Total Monthly Fees	0
Utilities	BB/HS Internet Available Cable Connected Electricity Available Electricity Connected Sewer Connected Solar Street Lights Water Connected
Yrs Of Owner Prior To Leasing Re	No
Zoning	R1